Citibank Ready Credit - Application Criteria

Citibank Ready Credit

Minimum Criteria. To be eligible for this product make sure:

    • You are at least 18 years old
    • You have a good credit rating
    • You have an annual Income of $30,000 p.a. or more
    • You are a permanent resident or citizen of Australia
    • You have all contact, employment and income details required to fill out the application.



Alternatively you can select another credit card below to suit your criteria:

Citibank Rewards Credit Card - Classic
NEW: Citibank Rewards Credit Card - Classic 20.99%
p.a.		 21.99%
p.a.		 1.9% p.a.
for 9 Months		 $89 Apply Online
Citibank Rewards Credit Card - Classic
NEW: Citibank Rewards Credit Card - Platinum 20.99%
p.a.		 21.99%
p.a.		 1.9% p.a.
for 9 Months		 $199 Apply Online
Citibank Clear Platinum Credit Card
Citibank Clear Platinum Credit Card 0% p.a.
for 6 months		 21.99%
p.a.		 0% p.a.
for 6 Months		 $49 Apply Online

Please note that you may still be declined if you can answer 'Yes' to all the points above. These points are simply a guide to the minimum acceptance criteria and are intended to save you time. The final decision regarding your application is up to the bank.