American Express
ANZ
Aussie
Bank of Melbourne
Bank of Queensland
Bankmecu
BankSA
Bankwest
Bendigo Bank
Citibank
Coles
Commonwealth Bank
Community First
CUA
Diners Club
GE Money
Heritage
HSBC
IMB
Jetstar
Lombard Finance
Macquarie Bank
ME Bank
NAB
Qantas
SCU
St.George
Suncorp
Victoria Teacher Bank
Virgin Money
Westpac
Woolworths
Last updated on 6 May 2013
Saving you money with low interest rates on purchases, the CBA Low Rate card is also currently offering 0% p.a. on purchases for the first 5 months. If you’re looking to buy something soon, this is a really great option. Read More ›
With a great ongoing purchase rate, the CBA Low Rate card is the ideal choice for saving money. You can also enjoy a competitive annual fee, to help you cut down on costs.
As a cardholder, you can also enjoy the convenience of MasterCard PayPass, up to 55 days interest free on purchases, secure internet shopping, one free additional cardholder, and access to special offers with MasterCard Applause.
A high annual fee for a low purchase rate card if you're not already a Commonwealth bank account holder
Read what others think and add your review for the Commbank Low Rate credit card below.
Commbank has a good offer on this one for purchases just now â?? 5 months 0%. I signed up just for that offer. Seems good in the long term too â?? low interest rates, maybe annual a bit high for a low rate card though.
I\'ve had this card for a number of years and also hold several accounts with CommBank. Customer service has always been great and if your card is used suspiciously they always call. Low Interest rates on purchases has allowed me to pay off any debts on the card with less urgency (when necessary). Cash Advances are a big no no on credit cards as most people should know and this one is no different. Expect to pay dearly if do. Overall, a great everyday card to be hard without the hassle of rewards and other similar gimmicks.
Showing 3 questions
|
|
|
|
|
for 6 months
p.a.
for 6 months
Pay 0% p.a. on purchases, balance transfers and cash advances and for the first 6 months with ~half annual fee 1st year. Standard purchase rate of 11.99% p.a. (12.99% p.a. from 1 October).
p.a
p.a.
for 6 months
0% Balance Transfer for 6 Months and Interest Free purchases for up to 5 years at over leading 1,000 retailers in Australia mean this is one of the best no annual fee credit cards available.
6 months
p.a.
for 6 months
0% p.a. on purchases for the first 6 months. Awesome value on the introductory offer from Westpac on one of the top low interest rate credit cards in AU
© 2013 Copyright CreditCard.com.au. All rights reserved. Find us on Google+
The CreditCard.com.au brand and logo are trademarks of Pixel Capital Pty Ltd.
Operated by Credit World Ltd ABN 11 128 435 861, ASIC Licence Number 397589, Credit Ombudsman Service Number M0008295.
* The credit cards compared on this page are chosen from a range that CreditCard.com.au has access to track applications from and is not representative of all the credit card products available in the market. We also provide information on a range of cards that we do not have ability to track but believe have impact on the Australian credit card market. You can use our cardfinder tool to compare 25 leading providers or click on compare by bank, which allows you to see the full range of cards offered by each provider.
The use of terms 'Editors Choice', 'Featured', 'Recommended', 'Best' or 'Top' are not product ratings and are subject to our Terms and Conditions of Use. This is general advice only and may not be right for you. Read the provider’s Product Disclosure Statement. You should always consider seeking independent financial advice and your personal financial circumstances when comparing credit card products.
Interest rates and fees and charges are subject to change without notice.
Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "Apply Now" button you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
Even though we provide information on credit cards in Australia we are not a credit provider nor are we suggesting that you apply for any particular product from any of the credit card providers listed.
0%
for 5 months
21.24%
p.a.
5.99%
for 5 months
55
max. days
$78
Anne-Marie Ragnelli
May 10th, 2013 at 10:33am
Hi, is your Commbank low rate credit card linked to Qantas frequent flyer rewards points? Can I use the credit card to purchase points?
Tom
May 10th, 2013 at 11:58am
Hi Anne-Marie, no you can’t use the Commbank Low Rate card to earn Qantas points. You can use any of the 3 Commbank Awards cards to do this, or check out our credit card flyer points earning guide.
godfrey
February 16th, 2013 at 10:27pm
how to activate the card
Roland
February 18th, 2013 at 10:09am
Hi Godfrey, you can activate this card online via NetBank, and you will need your Client ID, card number and NetBank password.If you experience difficulty activating the card online, CommBank advises to call the call centre or visit your nearest branch. Hope that helps.
Mustapha
February 16th, 2013 at 4:00pm
How much is the max?
Roland
February 18th, 2013 at 9:27am
Hi Mustapha, there is no stated maximum credit limit. Rather Commonwealth bank will determine a credit limit for you based on a number of factors in the application, such as income, current debt you have and your estimated capacity to repay the allowed credit limit. Don’t forget that on our application you can state a maximum credit limit you wish to apply for. This should be realistic, based on what you think you can afford to repay.