This is an amazing exclusive offer from Citibank and continues to be one of our most popular due to the long 0% rate on balance transfer and low rate on purchases. This BT is a great chance to get your finances back on track - open an account and pay the balance off as much as possible before the 12 months is over. You have to be disciplined here - make it worth it! Be aware though - once the BT period has ended it moves to the cash advance rate - which is high. In the first year you also pay a low annual fee of $49.
Outside this its also a good value everyday card. The purchase rate is low, you get a platinum concierge to help you make arrangements and bookings, Citibank world privileges program meaning discounts worldwide on hotels, restuarants etc + you get a free bottle of wine at restaurants on Citi's partner program. A few meals a year and the annual fee is covered!