Reward programs are one of the most popular extras you can get with a credit card but all too often people forget to actually make redemptions.
Most of these cards offer points per dollar spent, either as general reward points or frequent flyers that will expire after a certain amount of time.
While it could be a year or more before the points balance is reset, regularly redeeming points for benefits is essential to really get the most out of a rewards card. (more…)
While many different credit cards offer balance transfer deals, the Aussie credit card has a reputation for longer low rate options.
Unlike other credit card providers, who may decide to change the rates or length of a balance transfer offer throughout the year, Aussie has opted for more consistency.
For years this MasterCard option has provided low introductory rates on balances and purchases for the first 12 months, before reverting to a low ongoing rate that is applied to both balances and new charges. (more…)
Finding the right rewards card is difficult with so many different options on the market, but sometimes turning to a processor like Visa can show people great cards with even more advantages.
While card providers and partner companies such as airlines develop most credit card rewards programs, there can also be additional reward benefits and options through different processors.
In Australia the main processors are American Express, MasterCard and Visa, with all of them offering different features and benefits that can add to the value of different reward cards. (more…)
While credit cards can be a convenient way to access additional funds they are not always the most affordable option.
Credit card features like interest rates, annual fees and even rewards will affect the cost of keeping a credit card, making it important to consider these elements when trying to find the cheapest card for your lifestyle.
While the value of a credit card will often come down to the individual, there are some cards, like the three below, that provide some of the most affordable card options currently around. (more…)
Rewards cards come with all different kinds of benefits but most comparisons will separate them into two main categories: frequent flyer cards and general or everyday reward cards.
While the former tends to focus on airline loyalty points, the latter can be used for a number of lifestyle benefits that do not need to be holiday-based and could save people lots of money on things they want and need. (more…)
