Competition between credit card providers often leads to some incredibly tempting signup deals but not all of these offers are worth it.

While they may seem to add value to the card at first, very few of these offers have any long-term benefits that will help make a card more convenient.

But there are still times when it could be handy to have an introductory offer or signup bonus as part of the deal, so here is a look at pros and cons for three kinds of cards that often advertise new cardholder benefits. (more…)

Getting a credit card is now easier than ever with online application forms and easier approval conditions but that does not mean everyone should have one.

There are both pros and cons to using a credit card and the actual decision should be given a lot of thought before action is taken.

A lot of people are aware of the fact that credit cards can lead to debts as interest builds up on the card balance and high annual fees add even more to the cost of using credit.

But there are still many practical reasons for getting a credit card, like the three below, which prove that there is no right or wrong answer when wondering if you should get a credit card. (more…)

Whether it is for utility bills or membership fees, recurring payments are something many of us will set up at some stage in our life.

Payments that are due at regular intervals can be frustrating to continue to manage manually, regardless of whether they are a fixed or varied cost, which is why there are different recurring payment options.

While some people will opt to use automatic transfer facilities or a debit card linked to their main bank account, many people choose to charge these payments to their credit card. (more…)