Not only is ANZ one of the biggest banks in the country, it is also has some of the most competitive rewards cards available.
For people looking for a frequent flyer card, the ANZ Frequent Flyer comes with Visa and American Express cards to help maximise points.
In the past the two membership levels for this card were standard and gold, but in 2010 ANZ made a commitment to offer more benefits for cardholders and transitioned from the Gold Frequent Flyer to the Platinum Frequent Flyer. (more…)
When it comes to managing personal finances, the easiest option can often be getting accounts and credit cards through the one bank.
But not all banks offer a range of credit cards that will appeal to everyone, which is why it pays off to look for the bank that offers the most credit card choices.
It probably won’t come as a surprise to know that one of the Big Four Banks currently offer the most different credit card options, with Westpac’s 13 card options leading the way, followed by 10 cards from Citibank and 8 from both the Commonwealth Bank and NAB. (more…)
Whether it is an interstate trip or an adventure overseas, one of the main concerns for a lot of people is how to access money.
Not only is there the option to convert cash to another currency before you leave, or while overseas, there are also pre-paid card options, debit cards and credit cards.
But out of these different card choices, credit cards have the most potential convenience, offering access to additional security and funds. (more…)
Competition between credit card providers often leads to some incredibly tempting signup deals but not all of these offers are worth it.
While they may seem to add value to the card at first, very few of these offers have any long-term benefits that will help make a card more convenient.
But there are still times when it could be handy to have an introductory offer or signup bonus as part of the deal, so here is a look at pros and cons for three kinds of cards that often advertise new cardholder benefits. (more…)
Getting a credit card is now easier than ever with online application forms and easier approval conditions but that does not mean everyone should have one.
There are both pros and cons to using a credit card and the actual decision should be given a lot of thought before action is taken.
A lot of people are aware of the fact that credit cards can lead to debts as interest builds up on the card balance and high annual fees add even more to the cost of using credit.
But there are still many practical reasons for getting a credit card, like the three below, which prove that there is no right or wrong answer when wondering if you should get a credit card. (more…)
