Credit Card Fraud Protection From The Big Banks

Friday, September 9th, 2011

Credit card fraud is a risk that, unfortunately, comes with the territory but the more protection you have, the less likely it is to play serious havoc with your plastic. (more…)

Protecting Against Credit Card Fraud

Wednesday, June 29th, 2011

As more people start signing up for credit cards, fraud is on the rise as well. While credit card fraud may be something we are aware of, it probably still a bigger problem than we realise. (more…)

How to Avoid Being Ripped Off By Credit Card Firms’ Tricks

Tuesday, May 31st, 2011

Many people who sign up for credit cards avoid reading the fine print which is a situation that most credit card companies use to exploit consumers and make more money from them, even without their approval. (more…)

Universal Default Clause

Sunday, January 9th, 2011

A universal default clause is a condition that many major credit card companies insert into their user agreements to allow them to regularly check a card user’s credit history. If a customer’s credit history has received any negative marks, the lender can increase the interest rates to account for what they see as increased risk. This can be done regardless of the origins of the negative credit influence, whether it is from a retail credit card, utility, or mortgage. (more…)

Should I use my Credit Card in the Sales?

Sunday, January 9th, 2011

There are often times which seem to be marked by a large number of sales, particularly in the period after Christmas.  This can mean that a person might be looking at a number of items, which they have been saving up for, that are suddenly considerably cheaper.  Although these may not usually the type of people who would spend a large amount of money on their credit card, it can seem to be a good time to buy. (more…)