The Citibank Clear Card markets itself as a low cost yet relatively easy to understand card with a clear charging structure.

The card has a tiered interest structure.  This means that for higher amounts of money that are borrowed then the rate will go down.  The highest rate is charged at monthly expenditure of up to $250, and the credit card interest rate goes up first at $750, then at $1,500 and then the lowest rate of all is charged at $3,000.  The rate of the first $250 is actually a reasonably low interest rate compared to other credit cards.
This means that a person who puts all their daily purchases and expenses on to the Citibank Clear Card will have a very low interest rate. (more…)

Citibank offers three types of credit cards; Silver, Gold and Platinum cards.  The Silver card is the equivalent of a standard credit card while the Platinum and Gold cards are the prestige credit cards.  There is also a Citibank Clear card range and cards that are offered in conjunction with BP and Emirates airline. (more…)

The Citibank Platinum MasterCard is a prestige card that is offered by Citibank and processed by the second largest credit card processor in the world, MasterCard.

Platinum cards are designed to be “beyond gold” in that they have a higher threshold for being allowed to have one, usually decided by income and credit scores.  They also have a higher fee, in this case $250 per year (and $90 for additional cards) but in return they have a higher provision of services.  Among these services are concierge services and personalised rewards. (more…)

The Citibank Silver MasterCard is a credit card that is offered by Citibank with MasterCard processing the payments. The Silver Card has a higher interest rate than is average but it aims to provide a better level of service than a standard or no frills credit card.  (more…)