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Last updated on 15 May 2013
The award-winning Bankwest Zero Platinum MasterCard gives you Platinum perks, but incredibly, you will pay no annual fee, ever! Read More ›
Amazing as it sounds, you don’t just get a Platinum Card with no annual fee, as an introductory offer, you will also only pay 0% p.a. on balance transfers for the first 6 months.
This is a great card if you like to travel. As a cardholder, you can enjoy complimentary travel insurance that includes unlimited medical expenses, and you will also pay no foreign exchange fees.
Cardholders can also take advantage of up to 55 days interest free on purchases, 24/7 online account access, MasterCard PayPass, 3 free additional cardholders, 24/7 Personal Concierge, 3 months protection against loss, theft or accidental damage for goods purchased on the card, and extended warranty.
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This is a very travel friendly card. No annual fee, so you keep it in reserve for the overseas trips - the zero foreign exchange fees also means great online shopping overseas. For no annual fee you may as well get the platinum option over the other Zero cards - you will receive a higher credit limit + platinum concierge and decent overseas insurance cover.
Read what others think and add your review for the Bankwest Zero Platinum credit card below.
After opening a bank account with Bankwest I decided to look into their credit cards as well as they seemed to be offering good deals. This one has some good perks but I got it mainly for the purchase offer. Think it will be good in long term as well though.
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Pay 0% p.a. on purchases, balance transfers and cash advances and for the first 6 months with ~half annual fee 1st year. Standard purchase rate of 11.99% p.a. (12.99% p.a. from 1 October).
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0% Balance Transfer for 6 Months and Interest Free purchases for up to 5 years at over leading 1,000 retailers in Australia mean this is one of the best no annual fee credit cards available.
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0% p.a. on purchases for the first 6 months. Awesome value on the introductory offer from Westpac on one of the top low interest rate credit cards in AU
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paul souksavat
March 21st, 2013 at 9:02pm
does this card has embedded chip for tag on payment?
Roland
March 22nd, 2013 at 8:53am
Hi Paul, if you are referring to PayPass – i.e ‘tap and go’ payments, yes this card comes with MasterCard’s PayPass. Hope that helps! It is also a chip and pin credit card so you can pay using your pin.
bob
March 14th, 2013 at 2:18pm
Foreign ATM transaction fee?
Roland
March 14th, 2013 at 2:37pm
Hi Bob, this is a Platinum card from Bankwest so there is no foreign transaction fee. On other Bankwest cards the fee is 2.95% of the value. You should check out our page on zero foreign transaction fee credit cards as well. The list of rates and fees from Bankwest does not include ATM transactions. Hope that helps.
Jeff
March 6th, 2013 at 8:37pm
Is the Bankwest Zero Platinum Credit Card a better option than the GE Money 28 Degrees Card for international travel, in your opinion.
Cheers Jeff
Roland
March 7th, 2013 at 9:13am
Hi Jeff, we don’t necessarily have an opinion on either option as what is best depends on what an individual’s needs are. Both of these cards suit travellers (and online shoppers) because of the lower international transaction costs, and both come with no annual fee. There is a difference between the balance transfer offers, which GE money being for 6 months at 4.99% and Bankwest 3.99% for 9 months. With both of these cards you don’t pay to withdraw cash overseas, but those withdrawals are treated as a cash advance so interest etc will apply if the balance isn’t paid off in time.
Leah Burley
February 25th, 2013 at 10:49am
i’ve been offered a limit increase on this card, will they need to check my credit history again?
Roland
February 26th, 2013 at 10:19am
Hi Leah, Bankwest has advised us over the phone that the pre-approved credit limit offers it sends out are not subject to any further credit checks, and the offer can be completed by sending the invitation back, as per instructions, or over the phone. Hope that helps.
Katie
February 11th, 2013 at 11:11am
Is there an optional insurance policy which we can get on this card?
Roland
February 12th, 2013 at 11:46am
Hi Katie, yes there is. It’s called St Andrew’s Credit Card Protection. This costs 55c per $100 balance you have owing on your credit card. The policy guarantees repayments of 7% of your balance, for up to 36 months if you become injured or sick or lose your job. Hope that helps.