| 0% Balance Transfer Credit Cards |
Stop paying high interest on your credit cards. Transfer your credit card balance to one of the 0% balance transfer offers below. We even have 0% balance transfer offers with no annual fee to save you even more money. If you are interested in balance transfers for longer periods please also review our main balance transfer credit card section.
| PURCHASE RATE (p.a.) | CASH ADVANCES | BALANCE TRANSFERS | INTEREST FREE DAYS (UP TO) |
ANNUAL FEE | SECURE ONLINE APPLICATION | |||
|---|---|---|---|---|---|---|---|---|
| Rate | Duration | |||||||
| ANZ Low Rate MasterCard Receive 0% p.a. on purchases and balances transferred for the first 3 months. Low ongoing purchase rate, currently 13.24% p.a., ANZ's lowest rate credit card. |
0.00% | 21.49% | 0% | 3 mths | 55 | $58 | ApplyMore Info | |
| ANZ Platinum Credit Card Special offer: 0% p.a. on purchases and balances transferred for 6 months with no annual fee first year. Car rental cover, purchase insurance and extended warranty. Minimum 50k income required to apply. |
0.00% | 20.99% | 0% | 6 mths | 55 | $87 | ApplyMore Info | |
| Bank of Melbourne Vertigo Bank of Melbourne (part of St George) special offer. 0.99% p.a. on balance transfers for 12 months. Any unpaid balance reverts to the low purchase rate, currently 13.24% p.a. You can bank at St.George and Bank of SA branches. Offer end 28th Feb |
13.24% | 21.74% | 0.99% | 12 mths | 55 | $55 | ApplyMore Info | |
| Citibank BP MasterCard Special offer of 0% p.a. on balance transfers for 6 months with 10% cash back if you spend $600 a month at BP. |
20.89% | 21.39% | 0% | 6 mths | 55 | $89 | ApplyMore Info | |
| Citibank Clear Platinum Visa Exclusive to CreditCard.com.au. Longest 0% balance transfer in market plus discounted annual fee. Great low rate on purchases. Platinum features including concierge. Credit limit of up to $60k |
11.99% | 21.74% | 0% | 9 mths | 55 | $49 | ApplyMore Info | |
| CitiBusiness Gold 0% on Purchases and Balance Transfers for 4 Months with half annual fee for the first year. You can also earn up to 1.25 points per $1 Spent. |
20.74% | 21.49% | 0% | 4 mths | 55 | $149 | ApplyMore Info | |
| CUA Platinum Credit Card The CUA Platinum credit card delivers a great 0% p.a. for 9 months on balance transfers with half annual fee for the first year. Earn 1.25 reward points for every $1 spent. |
20.24% | 21.24% | 0% | 9 mths | 55 | $89 | ApplyMore Info | |
| Earth Gold 1 Qantas Frequent Flyer point per $1 spent with 0.99% for 6 month balance transfer |
19.99% | 21.49% | 0.99% | 6 mths | 45 | $125 | ApplyMore Info | |
| Emirates Citi Platinum MasterCard Get 0% on Balance Transfers for 7 months with 4 SkyWards Miles for every $1 spent up to 50,000 miles - Great special offer for Emirates flyers. |
20.99% | 21.24% | 0% | 7 mths | 55 | $229 | ApplyMore Info | |
| HSBC Credit Card 0% on Balance Transfers for 6 Months (with a 2% handling fee). No annual fee ever and access to HSBC's Home&Away privileges program. |
17.99% | 21.99% | 0% | 6 mths | 55 | $0 | ApplyMore Info | |
| St.George Vertigo A low ongoing rate on purchases plus an amazing 0.99% balance transfer for 12 months. Any unpaid balance transfer amount reverts to the low purchase rate which makes this the best balance transfer offer currently in market. |
13.24% | 21.49% | 0.99% | 12 mths | 55 | $55 | ApplyMore Info | |
Introductory Offer
{data:img_bank}{data:img_card}{data:intro_offer}Standard Rates
Purchases: {data:purchase_rate}% p.aBalance Transfers: {data:rate}
Cash Advances: {data:cash_advances}% p.a
Annual Fee: ${data:annual_fee} p.a


