Credit Cards Australia

Welcome to CreditCard.com.au, the home of credit card comparison. Over 50,000 Australians use our site every month to find a better credit card deal. You can compare from over 130 credit cards from the big banks such as ANZ, Commbank, NAB and Westpac through to smaller banks and credit unions. This is all presented in an easy to use format with rates and offers updated on a daily basis.

We are 100% Australian owned and independently operated, and completely free to use. Click ‘Compare By Bank’ to see how many credit card issuers we cover! Do you know how much interest you are paying on your current credit card? How much interest could you save through a 0% balance transfer? Are you sick of paying an annual fee, maybe it's time to get a new credit card?

Check out our top 10 credit cards below which include many special offers just fresh to the market. Applying for a new card has never been easier thanks to creditcard.com.au. Compare credit cards to find the best features to match your particular lifestyle, spending pattern and desired perks. Click apply now and you will be taken to a secure credit card application page on the bank or issuer website. Most applications take 10-15 minutes to complete. Some banks offer a response in 60 seconds.

    Gnome Pick
  • Sick of paying high interest on your credit card balance? Why not transfer to 0% for 9 months plus enjoy a very low rate on purchases of 11.99% p.a. (12.99% p.a. from 1 October).

  • Great overall low rate credit card package. Receive a low rate on purchases, reasonable annual fee and a special balance transfer offer of 0% for 9 months which reverts to the low purchase rate.

  • While never paying an annual fee ever, you also receive 0% on balance transfer for 6 months and 0% on purchases for up to 5 years at over 1000 Aussie retailers.

  • Pay 0% on purchases, balance transfer and cash advances for up to 6 months! Standard purchase rate of 11.99% pa. (12.99% p.a. from 1 October).

  • Bank of Queensland offer excellent value on their low rate credit card, 0% on balance transfers for the first 9 months, a low standard purchase rate and up to 55 days interest free days.

  • Great long balance transfer offer on this NAB Premium credit card. Note that you can only transfer up to 70% of your credit limit, also features 7 types of complimentary insurance. Offer ends 2nd June.

  • Pay 0% interest on balance transfers for the first 8 months, 1/2 annual fee the first year + buy-1-get-1 complimentary flight up to 4 times a year. Earn 1 point per $1 spent* Min income 35K

  • Awarded Best Transactor Credit Card for 2012 by Money Magazine, this no frills card with No Annual Fee offers 0% p.a. on balance transfers for the first 6 months and up to 55 days interest free

  • 0% on purchases for 5 months reverting to Commbank's lowest ongoing credit card purchase rate at just 12.99% p.a. If you are a CBA customer you receive a reduced annual fee of $48.

  • The Velocity Escape card current offers 7,500 bonus points for new accounts, $0 annual fee and offers 1 Velocity point earned per $1 spent and 2 points per $1 spent with Virgin. Min Income $40K.

Editors Choice Credit Card Offers

user pic

Roland B Bleyer

No annual fee ever with 0% for 6 months on balance transfer makes this offer very popular.

Credit Card Rating
8.5 / 10
user pic

Roland B Bleyer

Great exclusive credit card deal with a long 0% balance transfer and low interest rate

Credit Card Rating
9 / 10

Why Use CreditCard.com.au?

As a financial comparison group we have operated in Australia since 2005 and help thousands of visitors each month to compare credit cards. We cater for everyone from seasoned balance transfer card experts through to first-timers or small businesses.

We have one of the most extensive selections of credit cards in the Australian market, and as of February 2013 we feature 30 card issuers and 130 different credit cards. Due to this coverage we are also able to present exclusive credit card offers not available anywhere else.

Our experienced owner and editor rates the credit cards according to how they compare to the rest of the market, therefore please note that reviews may change when the banks adjust their offers!

Our ‘Compare Card’ feature means you can keep a shortlist of your favourite cards for easy comparison when you are looking through different pages. Click ‘Compare Card’ on any page and your shortlist will appear at the bottom of the screen, you can then click again to access your list and make an easier decision.

Our Card Finder tool is designed to make credit card comparison simple – whether you want a simple low interest credit card or a premium feature-packed frequent flyer card. Find the best credit card for you by simply selecting the features that you want, and then compare all those credit cards together and short-list the best options. You can also compare your current credit card and see how it measures up to the rest of the market.

Find out what you need to know by using the Ask a Question box on the bottom of each comparison table or product page, or browse through other customer’s questions and the answers. Submit your own credit card reviews on each of the card pages on the site. If you have any feedback or comments, we’d love to hear from you!

Featured Articles

the-budget-2013-2014-100x1001

Breaking down the Budget


It’s that time of the year again, budget time. Swan predicts a deficit of $18 million 2013-14 and back to surplus by 2016-17. With all the cost-cuttings and savings which is expected to result in a $43 billion in savings over 4 years.

Continue Reading...
featured-image-credit-card-low-rate

Best Low Rate Offers of 2013


Banks and credit providers bring out new low interest rate credit card offers on a regular basis, and 2013 has been no exception. We have seen 5 competitive low interest rate credit cards offers in the last few months enter the market so have now compiled a list of the top 5 Low Rate Credit Cards.

Continue Reading...

Latest Credit Card News

commonwealth-bank-sign

Commonwealth Bank Credit Cards With 0% On Purchases


Credit cards with 0% on purchases are popping up all over the place, and the Commonwealth Bank is leading the way. With a 0% interest offer for all new credit cards, you can choose a CommBank option that will save you money now and have lasting benefits.

Continue Reading...
suncorp-bank

Offer Alert: New balance transfer rate, reduced annual fee on Suncorp Gold and Platinum cards


Suncorp has introduced a very appealing 12 months balance transfer offer for Gold and Platinum card customers, and slashed the annual fee for the first year at the same time. Balance transfers are now at 0.9% for 12 months, and the annual fee is $59 for the first year.

Continue Reading...
citibank-travel-hong-kong

The Citibank Travel Credit Card Program


Citibank is a credit card issuer all around the world, and has put this global connection to good use when it comes to travel credit card benefits. All you have to do is check out the Citibank Travel credit card program highlights here for an idea of how much you can save and benefit from a Citibank credit card.

Continue Reading...
Bank in downtown Seattle

HSBC Visa Features and Rewards


The HSBC credit card range has won awards for offering good value for money on standard credit card features like annual fees and interest rates. But what about the other features and rewards that come with HSBC Visa credit cards?

Continue Reading...
macquarie-bank

Rewards or Low Rate: Two ways to use your Macquarie Bank credit card


One of the great things about credit cards is their diversity. You don’t have to settle for one type of credit card – you can choose the one that works best for you, and best suits your spending habits. Macquarie Bank understand this, and have brought out two very different types of credit card.

Continue Reading...

 

Latest Poll

How many credit cards are just too many?
Submit
Loading ... Loading ...
Win $2500 in 10 minutes Smar Money
minimize maximize
Your Shortlisted Cards
close Credit Cardhelp Help Page
Loading...