Credit Card Comparison Australia
Choosing a credit card is about more than applying for the first card that comes your way. A credit card is a commitment -- a long-term financial relationship between you and a credit card company. Smart credit card choices lead to financing ability, more money kept in your pocket, and possible rewards. You do want to make a smart decision, don't you? Then you want to compare credit cards side-by-side here using our credit card comparison engine before you apply online for the credit card that's right for you.
Name |
Details | Balance Transfer | Secure Online Application | |||||
|---|---|---|---|---|---|---|---|---|
|
Exclusive 0% Balance Transfer Exclusive to CreditCard.com.au. Longest 0%
balance transfer in market plus discounted annual fee. Great low rate on purchases. Platinum features including concierge. Credit limit of up to $60k |
11.99% | 21.74% | 0% | 9 mths | up to 55 | $89 | ApplyMore Info | |
|
0% on Purchases and Balance Transfer 0% on purchases and balance transfer for 6 months. This reverts to the low purchase rate, currently 13.49% p.a., which is great. Add to this offer a low $45 annual fee and you have a very strong offer. |
0.00% | 21.49% | 0% | 6 mths | up to 55 | $45 | ApplyMore Info | |
|
0% balance transfer with $0 annual fee Special offer: 0% p.a. on purchases and balances transferred for 6 months with no annual fee first year. Car rental cover, purchase insurance and extended warranty. Minimum 50k income required to apply. |
0.00% | 20.99% | 0% | 6 mths | up to 55 | $87 | ApplyMore Info | |
| Intro rate of 0% p.a. on purchases for first 6 months + receive 25,000 bonus points when you spend $500 in the first 2 months and earn up to 3-2-1 reward points per $1 spent. | 0.00% | 20.74% | N/A | N/A | up to 55 | $149 | ApplyMore Info | |
| Pay only 9.9% for 15 months on purchases & cash advances with 0.9% p.a. on balance transfers for the first 6 months. Once off establishment fee of $69. No annual, monthly, cheque, transaction or cash advance fees. | 9.90% | 9.90% | 0.90% | 6 mths | 0 | $0 | ApplyMore Info | |
| 0% on Balance Transfers for 6 Months (with a 2% handling fee). No annual fee ever and access to HSBC's Home&Away privileges program. | 17.99% | 21.99% | 0% | 6 mths | up to 55 | $0 | ApplyMore Info | |
| Gold credit card with 1% on balance transfers for 12 months. Additional cardholder at no extra cost plus a heap of complimentary insurance including price protection, extended warranty, purchase protection and overseas travel insurance. | 19.74% | 21.74% | 1.00% | 12 mths | up to 44 | $90 | ApplyMore Info | |
| The Amex Qantas Discovery gives you up to 10,000 Bonus Qantas Frequent Flyer points with no annual card fee plus earn uncapped points. | 20.74% | 20.74% | N/A | N/A | up to 44 | $0 | ApplyMore Info | |
| Receive 0% p.a. on purchases and balances transferred for the first 3 months. Low ongoing purchase rate, currently 13.24% p.a., ANZ's lowest rate credit card. | 0.00% | 21.49% | 0% | 3 mths | up to 55 | $58 | ApplyMore Info | |
| Special offer from Westpac: 0% on purchases for 5 months, 3.99% p.a. for up to 6 months on balance transfers and no annual fee first year. | 0.00% | 21.49% | 3.99% | 6 mths | up to 55 | $30 | ApplyMore Info | |
Introductory Offer
{data:img_bank}{data:img_card}{data:intro_offer}Standard Rates
Purchases: {data:purchase_rate}% p.aBalance Transfers: {data:rate}
Cash Advances: {data:cash_advances}% p.a
Annual Fee: ${data:annual_fee} p.a
Standard Features
{data:standard_features}Approval Criteria
{data:approval_criteria}Special Offer
{data:special_offer}Our credit cards comparison engine is all you need to help you compare credit cards and find the best deals around. We help you sort through all of the basic credit card comparison information at a glance -- interest rates, annual fees, and introductory offers -- and give you the in depth details that really set the best credit cards apart.
Put our credit cards comparison engine to work for you, and let us help you find the top credit card offers available.
Compare Credit Cards the Easy Way with CreditCard.com.au
Are you tired of visiting one bank's website after another just to find the details you need know before choosing a credit card? Do you really have the time to visit or call each bank to gather enough information to compare all of the different credit cards available? Forget about those long, slow and outdated credit card comparison methods. Let us make it easier on you.
The CreditCard.com.au credit card comparison engine makes it quick and easy to compare credit cards online. We find all of the best credit card deals available, and we let you access the details all in one place for quicker comparisons. It's so simple. Here's how:
- Visit CreditCard.com.au.
- View the best credit card offers side-by-side on our homepage. (Or choose from the categories at the top of any page.)
- Hover your mouse pointer over the "more info" link next to any offer for more details without having to leave the page or credit card comparison list.
- Use the "Apply Now" link next to the credit card offer you choose to apply online through a secure application.
That's all there is to it! Didn't we tell you it was easy?
When it comes to comparing credit cards we separate the best from "the rest."
Whether you already know what type of credit card you want, or you want to compare credit cards from all categories for the best overall deals, we have you covered.
We gather and review all of the credit card offers we can find. We keep our credit card comparison engine updated with the latest offers from each credit card company. Then we go a step further. We weed out the offers until we're left with the best of the best. That's what you'll find right on our homepage.
If you do want a specific type of credit card, we make it easy to find those too. Just click the links near the top of our site and you can conveniently access:
1. Balance transfers credit cards
2. Low interest rate credit cards
3. No annual fee credit cards
4. Rewards credit cards
5. Frequent flyer credit cards
On each credit card comparison page, we put the information you need right at your fingertips -- from the rates to the rewards -- so you'll always be able to find the best credit card for you. Take our credit card comparison engine for a test drive and experience a smarter, faster way to compare credit cards today.
Latest Credit Card Blog Posts
The Best Low Fee Credit Cards In Australia
Australians spend hundreds of dollars on credit card fees every year with individual card costs ranging from $30 up to $300 or more.
These costs can make an otherwise good credit card feel like a weight in your wallet, especially if there is a balance and interest rates to worry about.
But in a lot of cases the annual fee corresponds with how many features and extras a card is carrying, and many of the cards with no annual fee can seem bland compared to other options.
There is a compromise, however, in the form of cards with low annual fees and here is a look at four of the best cards for under $100. (more…)
Top 5 Credit Card Offers
Comparing a current credit card with new credit offers is a great way to make sure you have the best deal for any situation.
These highly competitive deals change all the time, so it makes sense to regularly review what options are available and could add more benefits to using credit.
Unfortunately a lot of credit card offers advertised are of the introductory variety, which means the low rates or large amount of points you get upon signup could quickly be replaced with more expensive ongoing features. (more…)
How Do I Get An ANZ Gold Frequent Flyer Card?
Not only is ANZ one of the biggest banks in the country, it is also has some of the most competitive rewards cards available.
For people looking for a frequent flyer card, the ANZ Frequent Flyer comes with Visa and American Express cards to help maximise points.
In the past the two membership levels for this card were standard and gold, but in 2010 ANZ made a commitment to offer more benefits for cardholders and transitioned from the Gold Frequent Flyer to the Platinum Frequent Flyer. (more…)
Is The Aussie Credit Card The Best Balance Transfer Deal?
While many different credit cards offer balance transfer deals, the Aussie credit card has a reputation for longer low rate options.
Unlike other credit card providers, who may decide to change the rates or length of a balance transfer offer throughout the year, Aussie has opted for more consistency.
For years this MasterCard option has provided low introductory rates on balances and purchases for the first 12 months, before reverting to a low ongoing rate that is applied to both balances and new charges. (more…)
The Best Rewards Credit Card Options
Credit card rewards programs have been around for years but now that they are more established, different providers are coming up with new ways to add value to their cards.
Whether it is frequent flyer points, provider reward programs or even cash back offers, there are a range of different rewards people can choose from to add value to using their credit card.
To give you an idea of how valuable a rewards card could be, here is a look at three of the best cards for earning and redeeming rewards. (more…)
